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THE PAPER COSTS OF DEVELOPMENT ARE CREATED BY A PROCESS SIMILAR TO THE CORRUPTION AND CRONYISM OF LAWYERS.

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  PROPERTY TAX TIME IS THE BIGGEST FINANCIAL WIPE OUT OF THE YEAR. DEVELOPMENT FEES HAVE ALSO PUT ME IN DEBT $190 K. MY FISCAL FINANCIAL YEAR RESETS AT PROPERTY TAX TIME. THE NOW $50,000. ANNUAL PROPERTY TAX BILL PRESENTS A CHALLENGE EVERY YEAR: WILL THE REMAINING EARNINGS OF THE 21 SUITES IN THE ROCKCLIFFE APARTMENTS AND THE THREE ADJACENT HOMES THAT COMPLETE THE RENTAL COMPLEX BE ENOUGH MONEY TO PAY THE TAXES?   I MADE IT THROUGH THE REPLACEMENT OF TWO OF THE THREE HOUSE ROOFS, REFURBISHING FOUR APARTMENTS AND A HOST OF UTILITY FEES AND REPAIR AND REPAINT TRADESMAN'S BILLS.  I AM SURE THAT I WILL NOT HAVE THE NECESSARY FUNDS TO PAY ALL THE TAXES AND I WILL HAVE TO BORROW SOME MONEY.  I HAVE HAD TO GO $200K INTO DEBT TO PAY DEVELOPMENT AND PROFESSIONAL FEES ON A FAMILY HOME GENERATING 4 LOT SUBDIVISION IN SASSENOS WHERE MY SON AND GRANDSON WILL LIVE.  WHENEVER THE FIRST LOTS SELL MY LINE OF CREDIT WILL BE PAID DOWN AND I WILL GET MY ORIGINAL PAYMENT WHICH BOUGH...